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It provides tips on how to protect yourself and debunks common myths that might allow fraudsters to gain your trust.Since we first launched the booklet in March 2012, it has remained one of our most popular publications.

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People are often persuaded to join by family members or friends.

But there is no guarantee that you will recoup your initial investment.

Fraudsters are becoming more sophisticated in their methods, but so are consumers.

You can make a difference not only in your own life, but in the lives of the people you care about by recognizing, rejecting and reporting fraud.

Your guide to protection against fraud First published by the Competition Bureau Canada 2012 Reproduced with permission from the Australian Competition and Consumer Commission Illustrations by Pat Campbell Except as otherwise specifically noted, the information in this publication may be reproduced, in part or in whole and by any means, without charge or further permission from the Competition Bureau provided due diligence is exercised in ensuring the accuracy of the information reproduced; that the Competition Bureau is identified as the source institution; and that the reproduction is not represented as an official version of the information reproduced, nor as having been made in affiliation with, or with the endorsement of the Competition Bureau.

For permission to reproduce the information in this publication for commercial purposes, please contact the: Consumer confidence in the marketplace is of the utmost importance for the government.

And if you have provided other personal details, your identity could be misused too.

A fake prize scam will tell you that you have won a prize or a contest.

Scammers target people of all backgrounds, ages and income levels.

Fake lotteries, Internet frauds, get‑rich‑quick schemes and miracle health cures are some of the favoured means of separating the unwary from their money. The Competition Bureau has seen the devastating effects scams can have on people and their families.

Examine all of the terms and conditions of any offer very carefully—claims of free or very cheap offers often have hidden costs.

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